Car accidents are an unfortunate reality on Northern Ireland’s roads, impacting countless lives every year. Navigating the aftermath can be challenging, especially when it comes to understanding your rights and the claims process. This blog aims to debunk common myths about car accident claims in Northern Ireland, providing you with the essential information needed to pursue justice and secure compensation.
Myth 1: “It’s too late to start a car accident claim”
Fact: Not so fast! In Northern Ireland, you typically have three years from your car accident to start a claim. This window lets you get the legal process going. Acting quickly protects your right to get the compensation you deserve, so don’t hesitate to speak with a solicitor.
Myth 2: “You need serious injuries to make a car accident claim in Northern Ireland”
Fact: Even if your injuries seem minor, you can still make a claim. Conditions like scars, minor fractures, or even whiplash can warrant compensation. Recognising that any injury resulting from a car accident that wasn’t your fault, regardless of how your injuries might appear, can justify a claim is essential. It’s essential to speak with a solicitor to determine whether you can claim for loss of income, medical expenses, and other losses.
Myth 3: “I’m afraid I’ll have to go to court”
Fact: In the majority of car accident cases, you can typically avoid going to court by working with our skilled solicitors to negotiate a fair settlement with the responsible party’s insurance company. Our experienced solicitors strive to resolve claims efficiently, keeping the process straightforward and minimising the need for court appearances.
Myth 4: “The compensation Won’t Be Worth the Effort”
Fact: Compensation for car accidents varies significantly because it’s closely tied to the severity of injuries and financial losses. We’d advise using our helpful Claim Calculator to get an estimate of potential compensation and then reaching out to our solicitors to discuss your potential claim.
Myth 5: “The car accident claims process is too complicated and time-consuming”
Fact: While the claims process might seem daunting, our expert team at Paschal O’Hare Solicitors can explain and simplify things for you. We leverage modern tools and technology, like our case management mobile app, to streamline documentation and communication, allowing you to focus on recovery. With over 55 years of experience handling car accident claims, let us manage every complexity on your behalf.
Myth 6: “What is Third Party Capture, and what should I do?”
Fact: Don’t be lured into settling your claim alone! Third-party capture happens when the other driver’s insurance company tries to negotiate directly with you, often for far less than what your claim is worth. Insurers have their own interests at heart, not yours! Talking to a solicitor first is essential. They can help you get fair compensation and protect your rights throughout the car accident claim process.
Myth 7: “I should deal directly with the other side’s insurer?”
Fact: When you have an accident, you can be bombarded with calls from the third party’s insurer trying to deal directly with their claim. You might ask yourself why they’re so keen to do so. The truth is that most insurers are typically publicly traded companies, and their aim is to minimise their payouts. By dealing directly, you risk accepting a lower settlement than you deserve. Legal representation ensures that your claim is handled effectively and appropriately, allowing you to receive the full amount you’re entitled to rather than settling for less.
Myth 8: “Only major accidents are worth claiming for”
Fact: Even minor accidents can lead to significant issues, such as whiplash and scarring. Claims for these accidents are valid and can result in compensation that covers your medical expenses and other related costs. Don’t dismiss your right to claim simply because the accident seemed minor at the time.
Let our car accident solicitors empower you
At Paschal O’Hare Solicitors, we specialise in handling car accident claims in Northern Ireland, ensuring our clients receive the compensation they deserve. If you’ve been involved in a car accident, we encourage you to explore your options with us. Visit our contact page for a free enquiry, and let us guide you through your journey to recovery and justice. Alterneriatively, feel free to visit us at our offices in Belfast, Glengormley, and Carrickfergus.
